Free Life Insurance

What is LifeBridge?

MassMutual's LifeBridge is a free life insurance program for income eligible families. It is designed to help you protect your dream of providing an education for your children if you die before they complete their schooling. Under the LifeBridge Free Life Insurance Program, Massachusetts Mutual Life Insurance Company (MassMutual) will issue a $50,000, 10-year term life insurance policy to a trust* on the life of a qualifying parent or legal guardian. There is no cost to you - MassMutual pays the premiums. The $50,000 is used to cover the educational expenses of your eligible children. After your death, your children have 10 years or until age 35, whichever is later to use this $50,000 educational benefit.

*Trust administered by the MassMutual Trust Company, FSB.

Am I eligible to apply?

You are eligible to apply if you are between the ages of 19 and 42; the parent or legal guardian of one or more dependent children under the age of 18; a permanent, legal resident of the United States; currently employed full or part time with a
total family income of not less than $10,000 or more than $40,000 annually; the only
member of your household who has applied for the LifeBridge Free Life Insurance Program; and in good health, as determined by MassMutual.

Is the policy really free?

Yes, the policy is really free. Any premiums that are due during the life of the policy are paid directly by MassMutual. There is no cost to you or your children.